What does it mean that you're an independent agency?

It means we're not tied to any single insurance company. We have direct exclusive relationships with hundreds of carriers, which lets us shop the entire market on your behalf and find the best coverage at wholesale rates typically 15% below what other agencies charge. That's something a captive agent at a single company can't do.

How do you get rates lower than other agencies?

We have direct exclusive relationships with hundreds of carriers and access their wholesale rates. Most agencies either represent one company or don't shop hard enough. We do both. We're independent, we have preferred partnerships that give us pricing other agencies can't reach, and we pass every savings directly to you. It's our model, and it works.

How much does a coverage review cost?

Nothing. Our coverage reviews are completely free and come with zero obligation. We'll look at what you currently have, identify any gaps, show you options from hundreds of carriers, and tell you exactly what you'll save by switching. If we can't do better, we'll tell you honestly.

What is a deductible?

A deductible is the amount you pay out of pocket before your insurance kicks in. For example, if you have a $1,000 deductible and file a $5,000 claim, you pay $1,000 and insurance covers the remaining $4,000. We help you choose a deductible that balances your premium with your comfort level.

Do I need flood insurance in Katy?

We strongly recommend it. The Houston area is one of the most flood-prone regions in the country, and standard homeowners insurance does not cover flood damage. Even if you're not in a FEMA-designated flood zone, flooding can still happen, and a policy is far less expensive than the cost of water damage repair. We shop multiple carriers to find you the best rate.

Can you help me bundle my policies?

Absolutely. Bundling your home and auto (and sometimes life) policies is one of the simplest ways to save money while getting broader coverage. We'll shop hundreds of carriers to find the combination that gives you the biggest savings and the best protection.

What areas do you serve?

We serve families and businesses across all of Texas and Louisiana. Our office is in Katy, but we help clients statewide.

Insurance for every part of your life.
At the best rates.

From your home and family, to your business and beyond. All at wholesale rates from hundreds of carriers.

Getting Better Coverage at Lower Rates is Simple

Three easy steps for the best rates on any coverage you need

Wiemers Team

Hi there! What type of coverage can we help you find today?

Hi! I’m looking for vehicle insurance.

Wiemers Team

Great! We'll shop hundreds of carriers to find you the best rate. Can you share a few details about your vehicle so we can get started?

1

Tell Us About Yourself

Share a few details about your home, vehicles, or business, online or over the phone. It takes about 5 minutes.

2

We Shop Hundreds of Carriers for You

Our team compares coverage and rates across hundreds of carriers with our exclusive wholesale relationships, finding you options you won't find anywhere else, typically 15% below market rates.

Premium Coverage

Standard Coverage

Wiemers Wholesale

Coverage active

3

You Get the Best Coverage at the Best Price

We walk you through your options in plain language, answer every question, and get you covered, usually same-day. No pressure, just better protection at wholesale rates.

Common Questions

Still have questions?

Our team is here to help. Reach out anytime. No question is too small, and there's never any pressure.

Contact Us

Katy's largest independent insurance agency.

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Insurance products and services are provided through Wiemers Insurance Group. Coverage is subject to policy terms, conditions, and exclusions. Not all products are available in all states.

Modern brick and metal office building of Wiemers Insurance Group illuminated at dusk.

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