Why should I use an independent agency instead of going direct?

When you go direct, you only see one carrier's rates. As an independent agency, Wiemers Insurance shops hundreds of carriers simultaneously to find you the best coverage at wholesale rates, typically 15% below what you'd pay going direct. We work for you, not the carrier.

How do I get a quote from Wiemers Insurance?

Getting a quote is simple. Call us at (281) 398-1010, visit our Katy office, or fill out our online quote form. We'll gather your information and shop it across our carrier network to present you with the best options, usually within 24 hours.

What happens if I need to file a claim?

Your dedicated Wiemers agent advocates on your behalf throughout the entire claims process. We contact the carrier, help gather documentation, and follow up until your claim is resolved. You're never left navigating the process alone.

Can I bundle multiple policies for a better rate?

Absolutely. Bundling home, auto, and other policies is one of the best ways to save. Because we work with hundreds of carriers, we can find bundle combinations that a single carrier simply can't offer, maximizing your discounts across every policy.

Does Wiemers Insurance serve areas outside of Katy?

Yes. While our office is in Katy and we're the largest independent agency in the area, we serve clients throughout the greater Houston metro, across Texas, and in many cases nationwide. Our carrier network gives us coverage options in all 50 states.

How often should I review my coverage?

We recommend reviewing your policies at least once a year, or whenever you experience a major life change like buying a home, adding a vehicle, or starting a business. Every Wiemers client gets a free annual coverage review to make sure you're never overpaying or underinsured.

What makes Wiemers different from other insurance agencies?

Three things: scale, access, and service. We shop hundreds of carriers to get you wholesale rates most agencies can't touch. We have exclusive carrier relationships built over 20+ years. And every client gets a dedicated local agent, not a call center.

Flood Insurance | Wiemers Insurance Group

In the Houston Area, Flood Insurance Isn't Optional

Houston-area homeowners know that flood risk is real. But many don't realize their standard home insurance policy doesn't cover flood damage. That's a costly gap, and one that's easy to close.

We help you compare NFIP (National Flood Insurance Program) and private flood insurance options to find the coverage that protects your home without overpaying. Whether you're in a designated flood zone or not, we'll give you an honest assessment of your risk and your options.

Why It Matters Here

Houston is one of the most flood-prone metro areas in the U.S.
Standard homeowners policies exclude flood damage
Even homes outside FEMA flood zones can flood
There's typically a 30-day waiting period. Don't wait for storm season.

Why Wiemers for Flood Insurance?

We live here. We know the flood zones, the risk areas, and the coverage gaps most families don't see until it's too late. We compare NFIP and private options to find the best fit for your home and budget. We make sure you're covered before storm season hits.