Why should I use an independent agency instead of going direct?

When you go direct, you only see one carrier's rates. As an independent agency, Wiemers Insurance shops hundreds of carriers simultaneously to find you the best coverage at wholesale rates, typically 15% below what you'd pay going direct. We work for you, not the carrier.

How do I get a quote from Wiemers Insurance?

Getting a quote is simple. Call us at (281) 398-1010, visit our Katy office, or fill out our online quote form. We'll gather your information and shop it across our carrier network to present you with the best options, usually within 24 hours.

What happens if I need to file a claim?

Your dedicated Wiemers agent advocates on your behalf throughout the entire claims process. We contact the carrier, help gather documentation, and follow up until your claim is resolved. You're never left navigating the process alone.

Can I bundle multiple policies for a better rate?

Absolutely. Bundling home, auto, and other policies is one of the best ways to save. Because we work with hundreds of carriers, we can find bundle combinations that a single carrier simply can't offer, maximizing your discounts across every policy.

Does Wiemers Insurance serve areas outside of Katy?

Yes. While our office is in Katy and we're the largest independent agency in the area, we serve clients throughout the greater Houston metro, across Texas, and in many cases nationwide. Our carrier network gives us coverage options in all 50 states.

How often should I review my coverage?

We recommend reviewing your policies at least once a year, or whenever you experience a major life change like buying a home, adding a vehicle, or starting a business. Every Wiemers client gets a free annual coverage review to make sure you're never overpaying or underinsured.

What makes Wiemers different from other insurance agencies?

Three things: scale, access, and service. We shop hundreds of carriers to get you wholesale rates most agencies can't touch. We have exclusive carrier relationships built over 20+ years. And every client gets a dedicated local agent, not a call center.

Home Insurance | Wiemers Insurance Group

Your Home Deserves More Than a Generic Policy

Your home is more than a building. It's where your family's life happens. Protecting it means understanding the specific risks you face in this area, from flood exposure to storm damage to liability concerns.

As an independent agency, we compare options across hundreds of carriers to find the best home insurance coverage at a competitive rate. We don't just hand you a policy. We walk you through what's covered, what's not, and what you might want to add based on your specific situation.

What We Cover

Dwelling and structural protection
Personal property and belongings
Liability coverage
Additional living expenses
Flood insurance (critical for Houston-area homeowners)
Windstorm and hail coverage
Umbrella policies for extra protection

Why Wiemers for Home Insurance?

We know the Katy and Houston market inside and out. We understand flood zones, windstorm risks, and the specific challenges Texas homeowners face. We don't just sell policies. We build protection plans that actually match your home and your family's needs.

Ready to see if you're getting the best deal? Schedule a free coverage review. No pressure, no obligation.